Standard Chartered Bank Banking Jobs in Accra
1. Patiently scroll down and read the job description below.
2. Scroll down and find how to apply or mode of application for this job after the job description.
3. Carefully follow the instructions on how to apply.
4. Always apply for a job by attaching CV with a Cover Letter / Application Letter.
We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To us, good performance is about much more than turning a profit. It’s about showing how you embody our valued behaviours – do the right thing, better together and never settle – as well as our brand promise, Here for good.
We’re committed to promoting equality in the workplace and creating an inclusive and flexible culture – one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.
The Role Responsibilities
Origination
- Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
- Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
- Work with the RM, in obtaining all pre clearances and expediting approvals.
- Responsible for end-to-end BCA process including preparing all the tools like Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
- Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
- Liaise with GAM Credit for limit approval/allocation.
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Post Deal Account monitoring
- Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.
- Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
- Ensure Zero BCA over dues with reasonable/adequate basis for deviation
- Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
- Work with RMs to ensure proper maintenance of Credit files and ensuring Audit Ready at any time
- Attend EAR/Portfolio calls along with the RMs
- In partnership with the relationship manager, ensure timely identification of accounts to be referred to CIC as per the bank’s policies and guidelines
- RWA and other credit calculations.
- Work with RMs to obtain quarterly / annual / interim financials from client
Others
- prepare timely Stress Tests wherever required
- Prepare specific industry study
- Prepare Credit Opinion reports wherever required.
- Effective use of Creditmate & CRM
1. Patiently scroll down and read the job description below.
2. Scroll down and find how to apply or mode of application for this job after the job description.
3. Carefully follow the instructions on how to apply.
4. Always apply for a job by attaching CV with a Cover Letter / Application Letter.
We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To us, good performance is about much more than turning a profit. It’s about showing how you embody our valued behaviours – do the right thing, better together and never settle – as well as our brand promise, Here for good.
We’re committed to promoting equality in the workplace and creating an inclusive and flexible culture – one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.
The Role Responsibilities
Origination
- Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
- Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
- Work with the RM, in obtaining all pre clearances and expediting approvals.
- Responsible for end-to-end BCA process including preparing all the tools like Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
- Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
- Liaise with GAM Credit for limit approval/allocation.
ADVERTISEMENT - CONTINUE READING BELOW
Post Deal Account monitoring
- Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.
- Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
- Ensure Zero BCA over dues with reasonable/adequate basis for deviation
- Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
- Work with RMs to ensure proper maintenance of Credit files and ensuring Audit Ready at any time
- Attend EAR/Portfolio calls along with the RMs
- In partnership with the relationship manager, ensure timely identification of accounts to be referred to CIC as per the bank’s policies and guidelines
- RWA and other credit calculations.
- Work with RMs to obtain quarterly / annual / interim financials from client
Others
- prepare timely Stress Tests wherever required
- Prepare specific industry study
- Prepare Credit Opinion reports wherever required.
- Effective use of Creditmate & CRM
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