Reputable Microfinance Company Banking Jobs in Accra
1. Patiently scroll down and read the job description below.
2. Scroll down and find how to apply or mode of application for this job after the job description.
3. Carefully follow the instructions on how to apply.
4. Always apply for a job by attaching CV with a Cover Letter / Application Letter.
A reputable Tier-2 Microfinance Company seeks qualified personnel for immediate employment.
Duties and Responsibilities:
- Interview/screen prospective clients and guide them through the application process ensuring that all required documentation is provided by the client.
- Perform pre-qualification assessment including visits to the client’s place of business.
- Prepare appraisal reports for client’s loan requests.
- Communicate loan approval or denial to the client and facilitate the disbursement process.
- Maintain credit/loan files to ensure that files are complete (application letter, appraisal form and report, loan approval letter, documentation of security, repayment schedule and monitoring and recovery reports.)
- Undertake field visits, prepare reports and generate new business.
- Provide technical advice and manage useful and practical information for the benefit of customers.
- Ensure a healthy and quality loan portfolio.
- Responsible for the growth of the loan portfolio.
- Monitor credit performance of clients including status of payments and conditions of the clients’ business on a monthly basis.
- Market the institution’s loan products to clients and build and maintain client relationships educating them on any new products and services.
- Prepare weekly and monthly performance reports and to ensure correct classification and provisioning for loans and advances.
- Perform all other duties as may be assigned from time to time.
Remuneration: Basic Salary (Plus Commission)
Required Skills or Experience
- Minimum Diploma/HND/First Degree in any Discipline
- Minimum of 2 years’ working experience in a similar position in a Tier-2 Microfinance Institution
- Excellent communication skills (written and verbal)
- Energetic, flexible, collaborative and a team player
- Strong problem solving skills
- Quality oriented with eye for details
- Ability to multitask and work within deadlines
- Highly motivated professional with the highest level of integrity
- Proficiency in Microsoft Office Suite including Excel, Word, PowerPoint and Outlook
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1. Patiently scroll down and read the job description below.
2. Scroll down and find how to apply or mode of application for this job after the job description.
3. Carefully follow the instructions on how to apply.
4. Always apply for a job by attaching CV with a Cover Letter / Application Letter.
A reputable Tier-2 Microfinance Company seeks qualified personnel for immediate employment.
Duties and Responsibilities:
- Interview/screen prospective clients and guide them through the application process ensuring that all required documentation is provided by the client.
- Perform pre-qualification assessment including visits to the client’s place of business.
- Prepare appraisal reports for client’s loan requests.
- Communicate loan approval or denial to the client and facilitate the disbursement process.
- Maintain credit/loan files to ensure that files are complete (application letter, appraisal form and report, loan approval letter, documentation of security, repayment schedule and monitoring and recovery reports.)
- Undertake field visits, prepare reports and generate new business.
- Provide technical advice and manage useful and practical information for the benefit of customers.
- Ensure a healthy and quality loan portfolio.
- Responsible for the growth of the loan portfolio.
- Monitor credit performance of clients including status of payments and conditions of the clients’ business on a monthly basis.
- Market the institution’s loan products to clients and build and maintain client relationships educating them on any new products and services.
- Prepare weekly and monthly performance reports and to ensure correct classification and provisioning for loans and advances.
- Perform all other duties as may be assigned from time to time.
Remuneration: Basic Salary (Plus Commission)
Required Skills or Experience
- Minimum Diploma/HND/First Degree in any Discipline
- Minimum of 2 years’ working experience in a similar position in a Tier-2 Microfinance Institution
- Excellent communication skills (written and verbal)
- Energetic, flexible, collaborative and a team player
- Strong problem solving skills
- Quality oriented with eye for details
- Ability to multitask and work within deadlines
- Highly motivated professional with the highest level of integrity
- Proficiency in Microsoft Office Suite including Excel, Word, PowerPoint and Outlook