Claims Adjusters - Hollard Insurance Ghana

The country’s favourite insurance group is Hollard Ghana, with subsidiaries Hollard Insurance and Hollard Life Assurance. The group combines its deep local knowledge of the market having previously operated in Ghana for 25 years as Metropolitan Insurance with the world-class expertise of an international insurance brand in 18 countries across the world.

With feet firmly planted on Ghanaian soil but headquartered in South Africa, Hollard delivers innovative insurance solutions customized to the unique risks Ghanaians face. Hollard offers various life and general insurance products including funerals, personal accidents, motor, business, travel, home, and more.

Beyond various nationwide office branches and Hollard 2U franchise shops, Ghanaians can find Hollard at Shell Fuel Station Welcome Shops, Melcom stores and online at www.hollard.com.gh and www.jumia.com.gh for all their insurance needs. 

Hollard is a three-time certified Top Employer by the Top Employer Institute.

Job Description

An opportunity has arisen for you to join an enthusiastic and professional team in the Insurance Industry as a Claims Adjuster

Job Objective

The selected candidate will supervise and process all claims assigned, within the set standards required by the company and ensure customer satisfaction

Main Duties & Responsibilities

• Process all assigned claims within the set standards, procedures, and turnaround time
• Adjust Motor and Non-Motor Claims diligently to ensure yearly loss ratio is not exceeded.
• Maintain a high level of service to customers according to service level agreements
• Process executed Discharge Vouchers immediately upon receipt and ensure payment is done in line with agreed timeline
• Ensure that all records including survey reports, write off, injury interview schedules and others are kept up to date for ease of reference.
• Engage underwriters on claims revealing adverse risk features of insured properties as soon as they are evident to enable review of scope of cover and adequate premium charged.
• Manage relationships with garages and dealerships to attract decent discounts and prompt service delivery.
• Conduct survey or cause survey to be conducted on all reported claims to ensure claim amounts paid are commensurate with losses to avoid leakage to the business
• Prepare Monthly Reports on all paid claims to determine the Claims incurred for efficient financial management.
• Ensure adequate recovery is made on all collected salvage parts and vehicles to reduce claim expenses.

Required Skills or Experience

• University Degree
• A minimum of 4 years of experience in Insurance Claims Management
• Good knowledge of the Insurance Industry
• Should be very analytical and possess excellent organizational skills
• Ability to relate well with people and possess excellent interpersonal skills
• Proficiency in Microsoft Office

Job Location: Accra