Credit Officers - Izwe Savings and Loans



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Job Description: Responsibilities & Requirements


Responsibilities

  • Prospect for new clients
  • Review loan requests
  • Assess clients’ financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates) Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans
  • Developing and sustaining long-lasting relationships with customers.
  • Calling potential customers to explain company products and encourage purchases.
  • Answering customer’s questions and escalating complex issues to the relevant departments as needed.
  • Maintaining an accurate record of all sales, scheduled customer appointments, and customer complaints.
  • Collaborating with the marketing department to ensure that the company is reaching its target audience.
  • Preparing cost-benefit analyses for prospective and existing customers

Qualification and Requirements

  • A minimum of an SHS certificate, HND or Degree.  Any tertiary Certificate will be considered.
  • At least 3 months experience is required
  • Hard-working and very committed individuals to work in our sales and marketing department.
  • Note: Only candidates in Kumasi or its environs should apply.

Salary Range: Attractive remuneration plus benefits

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