Credit Analyst - Izwe Loans Limited



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Izwe Loans Accounting Jobs in Accra


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The Credit Analyst for the Enterprise Division has the following key responsibilities:

Credit Analysis

  • Responsible for the completion and submission of Credit Memos to the Credit Risk Manager for approval
  • Must ensure that loan applications sent for approval have the complete set of required documents as stated in the checklist provided in the Credit Policy
  • Responsible for identifying all possible risks associated with advancing each facility and providing mitigants for risks identified.

Reporting and Statistics

  • Responsible for generating the following reports for the division:
    • Sales performance: per RM, per Branch and per sector
    • Product performance
    • Portfolio Quality
    • Special Projects


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Knowledge, Skills, and Abilities Required:

  • HND or Degree in a related field
  • Good analytical skills
  • Must have integrity
  • Previous experience in a similar role in a reputable institution would be advantageous.
  • Must be focused, organized and able to meet deadlines
  • Must take pride in delivering quality every time.

Skills / Attributes

  • Analytical and hard working.
  • Self-motivated.
  • Excellent communication and interpersonal skills.
  • Team spirit is essential.
  • Excellent management skills;
  • Neat and organized person.
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  • The Recruiter reserves the right not to proceed with filling the position.
  • An application will not in itself entitle the applicant to an interview.

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